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EXIM Export Credit Insurance

Get insurance protection against nonpayment by international buyers

The Export-Import Bank of the United States provides insurance protection against nonpayment by international buyers—including commercial risks (such as bankruptcy) and certain political risks (such as war)—which can replace cash-in advance, letter of credits, and other documentary sales.

Learn more
Tool Snapshot

  • Partner agency: Export-Import Bank of the United States (EXIM)

  • Provides: Financing, insurance

  • Eligibility: U.S. businesses

Use export credit insurance to:

  • Extend credit terms to foreign customers
  • Insure against nonpayment by international buyers
  • Cover risks that are both commercial (e.g., bankruptcy) and political (e.g., war or the inconvertibility of currency)
  • Arrange financing through a leader by using insured receivables as additional collateral

How it works:

  • Policies cover both commercial and political losses at 95 percent
  • There are no application fees or minimum premiums. A one-time, refundable advance deposit of $500 is required to issue the policy
  • Premiums are paid no later than 30 days after the month of shipment